Accreditation Fees and Savings

What does accreditation cost (and what does it save)?

ESAC's accreditation and bond fees cover your PEO's cost of accreditation and regulatory compliance services. Accredited PEOs have found that a substantial percentage of their accreditation fees are offset by the regulatory bond and licensing fee costs savings provided through ESAC’s services.

In fact, over 50% of accredited PEOs are saving more than 70% of their accreditation fees, with 20% of these PEOs saving over 100% of their fees! Use the below calculators to estimate your costs and related regulatory fee savings as an accredited PEO:

Accreditation Fee

Accreditation fees are based on your PEO’s annual gross wages. Calculate your fee by entering your PEO’s most recent annual wages in the table to the right:

Bond Fee

As backing for ESAC's Client Assurance Program, ESAC purchases annually a $15 million aggregate surety bond for accredited PEOs. 

An underlying individual surety bond, ranging from $250,000 to $1 million, is purchased annually by each accredited PEO from ESAC’s surety broker for 1% of the bond amount. (This bond amount is calculated as 5% of the PEO's total federal and state employment tax liability for the preceding calendar year, rounded up to the nearest $250,000.) 

These individual and aggregate bonds are held in trust at a national bank on behalf of accredited PEO clients, employees, insurers and taxing authorities.

Accreditation Fee Calculator
Most Recent Annual Wages $
Annual Gross Wages Annual Accreditation Fee
$0 - $50M $7,500 + $185 per million over $10M
$50M - $100M $15,000 + $200 per million over $50M
$100M - $250M $25,000 + $80 per million over $100M
$250M - $500M $37,000 + $30 per million over $250M
$500M - $1B $44,500 + $15 per million over $500M
$1B - $5B $52,000 + $5 per million over $1B
$5B and above $72,000 + $2 per million over $5B

Regulatory Costs Savings

Use ESAC’s regulatory cost savings calculator in the table to the right for a quick estimate of some of your potential savings in states that provide accredited PEOs with license fee discounts or bonding exemptions.
 
Be sure to also select IRS certification, if applicable, since ESAC's surety broker will provide the required IRS bond at an extremely low 0.25% rate!*
 

Additional Bond Savings

ESAC’s surety broker provides required regulatory bonds to accredited PEOs at a rate of just 0.5%. We can provide an estimate of your total regulatory savings as an accredited PEO: after completing the entries in the regulatory cost savings calculator, just click the "request total savings estimate" button to send us a message. We'll ask for your current regulatory bonds to help estimate your total savings as an accredited PEO.*
 
*Bond savings are calculated based on accredited PEO's favorable rates vs market rates of 2% of face value (your broker may charge a different rate).
Regulatory Cost Savings Calculator
StateEntity CountSavings
Arkansas$0
Colorado$0
Louisiana WFC$0
Massachusetts$0
New Hampshire$0
New Mexico$0
North Carolina$0
North Dakota$0
Rhode Island$0
Utah$0
Vermont$0
IRS Certification$0
Regulatory Cost Savings: $0

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